Our complete Buyer's Guide
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Get Pre-Approved for a Mortgage
- A mortgage pre-approval lets you know exactly what you can afford to buy. Remember just because you get pre-approved for a certain amount does not mean you need to spend that much! This just allows you to understand what your financial ability is.
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Create your Wish List (What is important to you?)
- Location
- Neighborhood
- CTA/EL
- Expressway Access
- Parks/Dog parks
- Public/Private Schools
- Established Community
- Grocery Stores
- Type of Home
- Vintage
- New Construction
- Condo
- High Rise or Walk-Up
- HOA price
- Single Family Home
- Townhome
- Loft
- Two-Four Flat
- Features and Amenities
- Washer/Dryer in unit
- Pet Friendly
- Parking included
- Hardwood floors
- Central A/C
- Building amenities
- Doorman
- Pool
- Gym
- Close to public transportation
- Balcony/Porch/Terrace
- Views
- Elevator
- Storage Unit
- Gourmet Kitchen
- Fireplace
- Create your budget
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Finding your Home
- The listing will be sent to you daily of new properties that come on the MLS. We will also hand select off-market listings that we think would work well for you.
- Set up showings
- Attend Open Houses
- Review Comps
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Making an Offer
- It is important to act quickly, as often times, if you find a property you love, so has someone else, and you need to make an educated offer based on a rational approach to pricing and negotiating that you and your agent have discussed.
- Price
- Mortgage Contingency
- Home Inspection Contingency
- Attorney Approval
- Earnest Money
- Closing Date
- Counteroffers
- Agreeing on an offer
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Contract to closing
- Once your offer has been accepted you will then
- Deliver Earnest Money with the seller or seller’s agent.
- Schedule a home inspection
- Attorney Review
- Obtain important documents (i.e. property disclosures, forms, condo docs etc.)
- Loan application process
- Final Walkthrough
- Closing
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Closing
- Your agent, will work closing with you, your lender, attorney and the seller’s agent to make sure everything is in place for a smooth and efficient closing
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Move into your new home
- Schedule Moving company
- Schedule move with the building if applicable