A mortgage pre-approval lets you know exactly what you can afford to buy. Remember just because you get pre-approved for a certain amount does not mean you need to spend that much! This just allows you to understand what your financial ability is.
Create your Wish List (What is important to you?)
Location
Neighborhood
CTA/EL
Expressway Access
Parks/Dog parks
Public/Private Schools
Established Community
Grocery Stores
Type of Home
Vintage
New Construction
Condo
High Rise or Walk-Up
HOA price
Single Family Home
Townhome
Loft
Two-Four Flat
Features and Amenities
Washer/Dryer in unit
Pet Friendly
Parking included
Hardwood floors
Central A/C
Building amenities
Doorman
Pool
Gym
Close to public transportation
Balcony/Porch/Terrace
Views
Elevator
Storage Unit
Gourmet Kitchen
Fireplace
Create your budget
Finding your Home
The listing will be sent to you daily of new properties that come on the MLS. We will also hand select off-market listings that we think would work well for you.
Set up showings
Attend Open Houses
Review Comps
Making an Offer
It is important to act quickly, as often times, if you find a property you love, so has someone else, and you need to make an educated offer based on a rational approach to pricing and negotiating that you and your agent have discussed.
Price
Mortgage Contingency
Home Inspection Contingency
Attorney Approval
Earnest Money
Closing Date
Counteroffers
Agreeing on an offer
Contract to closing
Once your offer has been accepted you will then
Deliver Earnest Money with the seller or seller’s agent.
Schedule a home inspection
Attorney Review
Obtain important documents (i.e. property disclosures, forms, condo docs etc.)
Loan application process
Final Walkthrough
Closing
Closing
Your agent, will work closing with you, your lender, attorney and the seller’s agent to make sure everything is in place for a smooth and efficient closing
